Educational content only — not financial advice. We are an independent private provider and are not affiliated with, endorsed by, or acting for any government agency, regulator or statutory board.
Free 4-week online course · Singapore

Learn how money actually works — before you decide what to do with yours.

A plain-English financial literacy course for working adults in Singapore. We explain budgeting, insurance, investment risk and retirement planning as concepts — so you can read any product brochure and ask better questions. We do not sell, recommend or arrange any financial product.

  • No products sold, no commissions, no referrals to any bank, insurer or broker.
  • Four 60-minute online sessions, recorded so you can catch up.
  • Free of charge. No credit card and no payment details are ever collected.
  • Your details are used only to run the course — see our Privacy Policy.

Open to Singapore residents aged 18 and above. Conducted in English.

What this course will not do. It will not tell you what to buy or sell, will not forecast markets, and makes no claim — express or implied — about any income, profit, return or savings you might achieve. Financial outcomes depend on your own circumstances and on risks that no course can remove. Investing can result in the loss of some or all of your capital.
Curriculum

Four sessions, four everyday questions

Each session is 60 minutes: 40 minutes of teaching, 20 minutes of live Q&A. Slides and a worksheet are sent after every session.

Week 1

"Where does my salary actually go?"

Building a monthly cash-flow picture you will actually keep using.

  • Fixed, variable and irregular spending
  • Sizing an emergency fund for your own situation
  • The real cost of revolving credit and instalment plans
  • A simple review habit that takes 15 minutes a month
Week 2

"What is insurance actually for?"

Protection as a concept — pooling risk, not chasing returns.

  • Types of cover and the events they respond to
  • How to read a product summary and exclusions
  • Premiums, terms, and what "guaranteed" does and does not mean
  • Questions worth asking a licensed adviser before you sign
Week 3

"Why is everything about risk?"

The relationship between risk, return, time and diversification.

  • Volatility, drawdown and time horizon in plain language
  • Why fees and costs compound too
  • Common red flags in "guaranteed high return" offers
  • How to check whether a firm is licensed before dealing with it
Week 4

"Am I on track for later life?"

Turning a vague worry into a number you can review each year.

  • Estimating future needs versus future income
  • Inflation, longevity and why estimates change
  • Reviewing an existing plan without starting from scratch
  • When it makes sense to engage a licensed professional
How it works

Register, attend, keep the materials

No sales call, no adviser follow-up, no product pitch at the end. If you ask us for a product recommendation, we will decline and suggest you speak to a licensed adviser.

1

Register in under a minute

Name, email, and the intake you want. A mobile number is optional and only used if a session time changes.

2

Get your joining link

We email the link, the schedule and the Week 1 worksheet. Nothing else is sent unless you opt in.

3

Attend live or watch later

Sessions run on weekday evenings, Singapore time. Recordings stay available to you for 90 days.

4

Leave whenever you like

One click unsubscribes you from everything. We delete registration data 12 months after your last intake.

Who it's for

Built for people starting from zero

First-jobbers

You have income for the first time and no framework for deciding what to do with it.

Mid-career families

You have several policies and accounts and are not sure how they fit together.

Pre-retirement

You want to sanity-check a plan you already have, using your own numbers.

This course is general education for a general audience. It does not take into account your specific objectives, financial situation or needs, and nothing in it should be treated as a personal recommendation.

Registration

Reserve a free seat

Next intake starts on the first Tuesday of each month. Seats are limited so that the live Q&A stays useful.

We will never ask you for: payment details, bank or CPF login credentials, NRIC/FIN numbers, one-time passwords, or copies of your identity documents. Anyone who does so while claiming to represent us is not acting for us — please report it to us immediately.
Please complete the required fields and tick the two required boxes.
Thanks — check your inbox for a confirmation email. Nothing further is required from you.

Fields marked * are required. We do not collect NRIC/FIN, financial account details or payment information on this form. Data is stored in Singapore and retained for 12 months after your last intake. To access, correct or delete your data, email [email protected].

FAQ

Questions people ask first

Is this a government programme?

No. Money Basics SG is a private educational initiative run by [Your Company Pte. Ltd.]. We are not part of, appointed by, endorsed by or affiliated with the Monetary Authority of Singapore, the CPF Board, any ministry, statutory board or national financial education programme. Any resemblance of topic is simply because these are the topics adults need. Free official resources are also available directly from the relevant public agencies.

Are you licensed to give financial advice?

We do not hold, and do not need to hold, a financial adviser's licence, because we do not provide financial advisory services. We teach general concepts only. We never recommend a specific product, never arrange a transaction, and never analyse an individual's portfolio. For advice on your own situation, please consult a professional licensed by the relevant Singapore authority — you can verify a firm or representative on the regulator's public register before dealing with them.

Why is it free? What's the catch?

There is no catch and no upsell at the end. The course is funded by [Your Company Pte. Ltd.] as part of its community programme. We receive no commission, referral fee or other payment from any bank, insurer, brokerage, fund manager or platform, and no third party pays for placement in the curriculum. If that ever changes, we will disclose it on this page before your intake begins.

Will someone call me to sell me something?

No. Course emails are transactional only. Marketing contact happens solely if you tick the optional consent box, and even then it is limited to our own courses and articles — never a product offer. We do not sell, rent or share your contact details with third parties for their marketing.

Do you guarantee I will make or save money?

No, and you should be sceptical of anyone who does. We make no representation about any financial result. Past performance of any market or product is not indicative of future performance, and the value of investments can fall as well as rise.

What if I need to withdraw my consent or delete my data?

Email [email protected] and we will action it within 30 days. You can withdraw marketing consent separately from course consent; withdrawing marketing consent does not affect your place on the course.

Important information

Disclaimer and risk warning

  1. Education, not advice. All content on this page and in the course is provided for general educational and informational purposes only. It does not constitute financial advice, investment advice, insurance advice, tax advice, legal advice, or a recommendation, offer or solicitation to buy, sell or hold any financial product.
  2. Not tailored to you. The content has been prepared without regard to any individual's investment objectives, financial situation or particular needs. You should consider its appropriateness for your own circumstances and, where appropriate, seek independent advice from a licensed professional before making any financial decision.
  3. No licensed advisory services. [Your Company Pte. Ltd.] does not carry on any regulated activity, does not hold client money or assets, does not deal in or arrange any financial product, and does not provide financial advisory services. Nothing here should be read as an inducement to enter into any transaction.
  4. No performance claims. We make no promise, guarantee or projection of any return, income, profit or saving. Any figure used in a class is illustrative only. Past performance is not indicative of future results. Investments can lose value, including the loss of your entire capital, and some products are not covered by any deposit or policyholder protection scheme.
  5. No third-party endorsement or affiliation. We are an independent private company. We are not affiliated with, sponsored by, endorsed by, or otherwise connected to any government agency, regulator, statutory board, national programme, bank, insurer or product issuer. No third-party names, logos or trade marks are used on this page, and any reference to publicly available official resources is factual and non-endorsing.
  6. Original materials. All copy, course notes, slides and worksheets are prepared in-house by our own instructors. We do not reproduce, adapt or redistribute third-party copyrighted material, and we use only imagery and typefaces we are licensed to use.
  7. Availability. This course is offered to residents of Singapore aged 18 and above. It is not directed at, and should not be relied on by, persons in any jurisdiction where such an offering would be contrary to local law.
  8. Accuracy. Information is believed accurate at the date of publication but rules, products and market conditions change. We accept no liability for any loss arising from reliance on this content, to the fullest extent permitted by law.
  9. Contact. Questions or complaints: [email protected]. We aim to acknowledge within 3 working days.

Last updated: [DD Month YYYY]